Home Equity Loans Now Available!
Borrow up to $100,000 against the equity in your home. 48 hour approvals and funding!
Borrow up to $100,000 Today!
Are you a homeowner in Ontario looking to renovate your home, consolidate your debt or finance that dream project? Whatever you need the money for, it's simple to borrow up to $100,000 against the equity in your home without the hassles and headaches of dealing with a bank. The process is fast, easy and allows you to get approved and funded in as little as 48 hours! Just visit one of our convenient locations in Ontario, fill out the application form, and start taking advantage of the equity in your home today!
- 48 hour approvals & funding
- No appraisals or legal fees
- Refinance/consolidate your debt
- Quick and easy application
- All credit & income types accepted
- Available to qualified homeowners in Ontario

Why Choose PAY2DAY?
With over 20,000 online 5-star reviews, PAY2DAY is the most trusted short-term loans provider in Canada! You can visit one of over 30 locations in Ontario & BC or apply online 24/7 to borrow anytime, anywhere!
- Fully licensed payday loans provider
- Over 30 locations in Canada
- New in-store customers get a $300 cash advance FREE!
- Borrow up to $1500 cash instantly!
- Apply online, in-store or download our APP
- 1-hour E-transfers
- 24/7 instant loans in Canada
- No hidden fees or credit checks
- Bad credit or no credit accepted
- Paperless transactions
- Borrow anytime, anywhere!

Apply for a Payday Loan Online
To apply for a loan at PAY2DAY, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via E-transfer – usually within 1 hour!
Now Available in Nova Scotia!
Apply for a payday loan online in Nova Scotia today!

Apply Online 24/7 in Nova Scotia
PAY2DAY has expanded our online service to the province of Nova Scotia! Whether you live in Halifax, Truro, Dartmouth, Sydney or anywhere else in Nova Scotia, you can apply online for a payday loan 24 hours a day, 7 days a week. No matter what you're doing or where you are – if you've got your phone, you can get a loan! Borrow up to $1500 instantly! We are fully licensed in Nova Scotia & our application process is fast, easy & 100% online with absolutely no paperwork.
Want to talk to someone? Not a problem! Our customer service department will continue to offer the same 5-star service that all our customers have become accustomed to.
We Service all of Ontario, BC & Nova Scotia
Can't make it a store? Not a problem. Our online loans department is open 24 hours a day, 7 days a week.
Canada | Ontario | BC | Nova Scotia | Toronto | Scarborough | Mississauga | Brampton | Hamilton | Ottawa | Kitchener | London | Guelph | Oshawa | Vancouver | Surrey | Victoria | Kelowna | Halifax | Truro | Dartmouth
Download our Mobile App!
Enjoy 24/7 access to your account by using our convenient mobile App.

Borrow Anytime, Anywhere!
With PAY2DAY’s mobile App, you can easily access your account no matter where you are or what you're doing. New customers can easily register for an account, while returning customers can re-borrow, view balances or make payments 24 hours a day, 7 days a week.
- 24/7 access to your account
- Check your balance, pay back your loan & update your profile
- 1-hour E-transfers
- Apply online anytime, anywhere!
- Completely paperless
- If you've got your phone, you can get a loan!

FAQs
Frequently asked questions about applying for a payday loan.
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income