Instant Payday Loans in Canada

Visit One of 32 Locations in Canada or Apply Online 24/7.

Online Payday Loans

24/7 Funding Via E-Transfer

32 Locations in Canada

Borrow up to $1500 CASH!

24/7 Customer Service

1.833.PAY2DAY

Receiving EI, CRB or CERB? We Can Help!

During these uncertain times, it’s good to know that you’re not alone. That’s why PAY2DAY is pleased to offer customized financial relief services to those who qualify.

Call 24/7 to Apply

1.833.729.2329

Learn more

*Conditions apply. Talk to a customer service representative for details.

We can help. Waiting for EI or CERB? Temporarily unemployed? Need financial relief? 1.833.729.2329. Click to learn more.

Instant Payday Loans in Canada!

Visit one of 32 locations in Canada or apply online 24/7 and receive your funds via E-Transfer.

Online Payday Loans

24/7 Approvals & Funding.

32 Locations in Canada

Borrow up to $1500!

24/7 Customer Service

1.833.PAY2DAY

Customer Testimonials

Find a Location

Find a PAY2DAY location near you!

Payday Loans Near Me

Find a PAY2DAY location near you!

$300 Cash Advance FREE!

Get up to $300 in interest-free CASH! Save up to $45 on your 1st payday loan. In store loans only.

Learn more

Refer a friend and get a $20 discount on your next payday loan

It Pays to Know People!

At participating locations only. Cannot be combined with other offers. Additional conditions may apply.

Learn more

Business or Personal

We cash cheques of almost any amount with no holds. You'll be out the door in minutes with cash in hand!

Learn more

Why Choose PAY2DAY?

With over 20,000 online 5-star reviews, PAY2DAY is the most trusted payday loan provider in Canada! You can visit one of over 30 locations in Canada or apply online 24/7

Fully licensed payday lender
Over 30 locations in Canada
New in-store customers get a $300 cash advance FREE!
Borrow up to $1500 cash on the spot!
Apply online, in-store or download our APP
1-hour E-Transfers
24/7 approvals and funding
No hidden fees, charges or credit checks
Trusted payday loans provider
Flexible repayment options
Paperless transactions
Borrow anytime, anywhere!

Apply for a Payday Loan Online in Canada

To apply for a short-term. personal loan with PAY2DAY, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via eTransfer. Usually within 1-2 hours!

APPLY ONLINE

Now Available in Nova Scotia!

Apply for a payday loan online in Nova Scotia today!

Apply Online 24/7 in Nova Scotia

PAY2DAY has expanded our online service to the province of Nova Scotia! Whether you live in Halifax, Truro, Dartmouth, Sydney or anywhere else in Nova Scotia, you can apply online for a payday loan 24 hours a day, 7 days a week. No matter what you're doing or where you are – if you've got your phone, you can get a loan! Borrow up to $1500 anytime, anywhere! We are fully licensed in Nova Scotia & our application process is fast, easy & 100% online with absolutely no paperwork.

Want to talk to someone? Not a problem! Our customer service department will continue to offer the same 5-star service that all our customers have become accustomed to.

APPLY ONLINE

We Service all of Ontario, BC & Nova Scotia

Can't make it a store? Not a problem. Our online payday loans department is open 24 hours a day, 7 days a week. We service all of Ontario, BC and Nova Scotia:

Payday Loans FAQs

Getting a payday loan at PAY2DAY is quick and easy!

1What is a payday loan?

A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.

2How much interest do you charge for a payday loan?

Our cost to borrow is $15 for every $100 advanced. That works out to $45 on a $300 advance (average Canadian advance based on a one pay period advance). For more information please see payday loans.

3How do I apply for a payday loan?

You can choose to visit one of our convenient locations for cash on the spot, or apply online and receive your funds directly to your bank account; whatever works best for you. At this time, we are unable to complete applications over the phone.

4What do I need in order to apply for a payday loan?

18 years of age or older
Bank account
Access to online banking
Employment income

5Do you accept EI or CRB benefits as income?

Yes. We currently accept both EI and CRB as forms of income. You can apply online or at one of our over 30 locations.

6I'm retired. Do I still qualify for a payday loan?

Absolutely! You can visit one of our convenient locations And of course, you can always talk to a customer service representative 24/7 if you have any questions by contacting us.

7How do I qualify for your first-time customer promotion?

This promotion is only available in-store at this time. Visit your nearest PAY2DAY location to apply.

8What provinces do you loan to?

We are currently servicing Ontario, British Columbia and Nova Scotia.

9Do you do credit checks?

No! There are absolutely no credit checks done when applying for a loan with PAY2DAY.