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Payday Loans in Canada!

Visit one of 35 locations in Canada or apply online 24/7 and receive your funds via e-transfer.



Payday Loans in Canada!

Visit one of 35 locations in Canada or apply online 24/7 and receive your funds via e-transfer. There are no credit checks or hidden fees.


Customer Testimonials

Why Choose PAY2DAY?

With over 20,000 online 5-star reviews, PAY2DAY is the most trusted short-term loans provider in Canada! Need a cash advance today? You can visit one of over 35 locations in Canada or apply online 24/7 to borrow anytime, anywhere!

Financial Services You Can Depend On

In addition to being one of the leading payday lenders in Canada, PAY2DAY now offers a complete line of financial services for you and your family. From mortgages and insurance, to credit repair and debt consolidation, we can help you with almost any financial need you may have. Simply visit one of our over 35 locations or contact us for more information. We are always at your service! 


LEARN MORE

*Only available in Ontario.

Download our Mobile App!

Enjoy 24/7 access to your account by using our convenient mobile App.


Borrow Anytime, Anywhere!

With PAY2DAY’s mobile App, you can easily access your account no matter where you are or what you're doing. New customers can easily register for an account, while returning customers can re-borrow, view balances or make payments 24 hours a day, 7 days a week.


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FAQs

Frequently asked questions about applying for a payday loan.

1What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
2How much interest do you charge for a payday advance?
Our cost to borrow is $14 for every $100 advanced. That works out to $70 on a $500 advance (average Canadian advance based on a one pay period advance). Our interest rate is comparable to all other financial institutions offering payday loans and is regulated by the provincial government.
3How do I apply for a loan with PAY2DAY?
You can choose to visit one of our convenient locations for cash on the spot, or apply online and receive your funds directly to your bank account; whatever works best for you. At this time, we are unable to complete applications over the phone.
4What do I need in order to apply for a payday loan?
  • 18 years of age or older
  • Bank account
  • Access to online banking
  • Employment income
5Do you accept EI benefits as income?
Yes. We currently accept Employment Insurance benefits as a form of income. You can apply online or at one of our over 35 locations.
6Which provinces do you operate in?
We are currently servicing Ontario, British Columbia, Alberta & Nova Scotia.
7Do you do credit checks?
No! There are absolutely no credit checks done when applying for a loan with PAY2DAY.
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