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15% Payday Loans

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November 28, 2015

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November 28, 2015

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November 28, 2015

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Ontario Residents: The cost of borrowing at PAY2DAY in Ontario is $14 per each $100 advanced. On a $500 payday loan for 14 days, the cost of borrowing is $70 with a total payback amount of $570 and an APR of 365%. The maximum allowable cost of borrowing under payday loan agreements in Ontario is $14 per each $100 advanced. For a $1500 payday loan for 14 days, the cost of borrowing is $14 for each $100 advanced with a total payback amount of $1710.

British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%. This information meets the requirements of the Business Practices and Consumer Protection Act. BC licence #86984/86985.

Nova Scotia Residents: The cost of borrowing at PAY2DAY in Nova Scotia is $14 per each $100 advanced. On a $100 payday loan for 14 days, the cost of borrowing is $14 with a total payback amount of $114 and an APR of 365%. Payday loans are high-cost loans.

Alberta residents: The Cost of Borrowing at PAY2DAY in Alberta is $14 per each $100 advanced. The APR on a $300 loan for 42 days is 121.67% for a borrower who is paid weekly on a rate of $14.00 per $100 borrowed.

PAY2DAY Inc. encourages responsible borrowing. Payments made after the due date may result in a returned item fee and returned item interest at 30% per annum. If your account becomes severely delinquent, it may be turned over to our internal Legal Department or external 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and cannot be extended, refinanced or rolled over.

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