What to Do When Your Spouse is Bad With MoneyApril 16, 2018
7 Financial Hacks Everyone Should KnowMay 16, 2018
It’s amazing how much money we all spend on groceries and other food items monthly. It isn’t as though food is something that we can avoid buying either. Good thing there are some things you can do to save money on groceries.
Have a Plan
Take a few minutes to go through your kitchen cupboards, pantry, and refrigerator, and make a thorough list of items that you will need to create solid meals for your family at home. Think about what everybody in your household consistently eats for each meal and snack. Then, write down exactly what you should buy. Take inventory of your usual cleaning products, toilet paper, and hygiene products as well. Having knowledge of everything you have will help prevent impulse purchases.
Use Cash for Groceries
Before you head over to the grocery store, pull out a limited amount of cash for your planned items, and leave your credit cards/debit cards at home. Doing this will prevent you from going over budget and mindlessly swiping a card at the checkout, because you literally won’t be able to spend more than what you have.
Don’t just buy something because it is on special
Stick firmly to your list once you get inside the store. If you see a “great deal” on something that isn’t in the budget, don’t buy it. If it was a need it would have already been put on the grocery list. The greatest deal of all is not spending your money!
Eat before you shop
Grocery shopping on an empty stomach can weaken self control and be dangerous financially! A lot of items that you really don’t need to be spending extra money on will seem a lot more alluring if you are hungry, so if you are able to, have a good snack before entering a grocery store. Plus, it won’t be good for you long-term to fill your cupboards with junk food.
Coupons and price comparison
If you are able to find the time to sit down and go through a few coupon books before shopping, take a moment to try and find any good deals on the specific items that you will be purchasing. Some grocery stores sell products at a higher price than others, so try to scope out your options. You might also be able to find less expensive alternatives to put on your grocery list by going this route! As well, some grocery stores offer price matching. If you are able, download all the major grocery store apps and compare your list to the weekly flyers. If you find something in your buggy that’s offered at a lower price at a different store, show the cashier the app, as the item is scanned.
Grocery shopping is the modern-day hunter-gatherer experience, but a little planning can go a long way.
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