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Payday Loans FAQs
Getting a payday loan at PAY2DAY is quick and easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
How do I apply for an online payday loan in Canada?
It's easy to apply for an online payday loan with PAY2DAY! Just complete our simple online application and FastTrack your cash! We are open 24 hours a day, 7 days a week. Borrow anytime, anywhere!
What do I need in order to apply for a payday loan in Canada?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much can I get from a payday loan?
You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
Will getting a short-term loan from PAY2DAY affect my credit rating?
There are absolutely no credit checks done when applying for a payday loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.