Emergency Loans

Emergency Loans

Borrow up to $1500 CASH. Apply online 24/7. No credit check or hidden fees.

Need an Emergency Loan?

With over 20,000 online 5-star reviews, PAY2DAY is the most trusted short-term and emergency loans provider in Canada! You can visit one of over 30 locations in Ontario & BC or apply online 24/7 to borrow anytime, anywhere!

Loans & Financial Services

Looking for a short-term, personal or payday loan in Canada? You've come to the right place! PAY2DAY has been providing loans & financial services to Canadians since 2005. We understand the need for an occasional short-term payday loan and do our best to make it as easy as possible to get. The process is quick & hassle-free with no hidden fees or credit checks. We never ask you why you need the money and when it comes to paying it back, we offer several truly flexible repayment options. We have over 30 convenient locations and service the provinces of Ontario, British Columbia (BC) and Nova Scotia

Prefer to borrow from the comfort of your own home? Not a problem! You can borrow up to $1500 instantly by filling out our easy-to-use online application. We are available 24 hours a day, 7 days a week! The process is 100% secure and only takes a few minutes to complete. Once approved, you will receive your funds electronically via E-transfer on the same day you applied for your loan, usually within 1-2 hours!

Here are some of the other payday loans services we offer across Canada:

Apply for a Cash Advance Online

To apply for a loan at PAY2DAY, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via E-transfer – usually within 1 hour!


We Service all of Ontario, BC & Nova Scotia

Need a cash advance today but can't make it a store? Not a problem. Our online loans department is open 24 hours a day, 7 days a week.

Canada | Ontario | BC | Nova Scotia | Toronto | Scarborough | Mississauga | Brampton | Hamilton | Ottawa | Kitchener | London | Guelph | Oshawa | Vancouver | Surrey | Victoria | Kelowna | Halifax | Truro | Dartmouth

Download our Mobile App!

Enjoy 24/7 access to your account by using our convenient mobile App.

Borrow Anytime, Anywhere!

With PAY2DAY’s mobile App, you can easily access your account no matter where you are or what you're doing. New customers can easily register for an account, while returning customers can re-borrow, view balances or make payments 24 hours a day, 7 days a week.

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Emergency Loans FAQs

Getting a cash advance from PAY2DAY is easy!

What is a payday loan?

A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between loan on time.pay periods.

How do I apply for an emergency loan at PAY2DAY?

You can visit one of over 30 locations in Ontario, British Columbia & Nova Scotia or apply online 24 hours a day, 7 days a week. Getting an emergency payday loan from PAY2DAY is easy!

What do I need in order to apply for an emergency loan?

  • 18 years of age or older
  • Bank account
  • Access to online banking
  • Employment income

How much money can I borrow?

You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.

Will applying for an emergency loan affect my credit rating?

There are absolutely no credit checks done when applying for an emergency loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.

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