Franchise Information
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Be Part of a Successful, Growing Organization

PAY2DAY boasts an innovative approach to the Alternative Financial Services business specializing in PAYDAY LOANS

Payday loans and cheques cashing franchise

About PAY2DAY

Since PAY2DAY opened its first store in 2008, we have continued to grow and now operate over 30 full-service locations in Ontario & British Columbia. Looking ahead, we intend to continue expanding our operations across Canada and have plans to open multiple corporate and franchise locations in the near future.

Complete Operational Support

As part of our dynamic team, our franchisees have complete operational support, including full in-depth training, expert assistance with site selection, advertising/marketing support, as well as the benefit of a corporate management team of knowledgeable experts with over 25 years of experience in the payday loans industry.

Franchises available across Canada!

PAY2DAY is a profitable alternative retail financial services company with multiple locations available throughout Canada. Contact us to find out how you can be the next successful PAY2DAY franchisee!

MORE INFORMATION

Why Choose PAY2DAY for Your Franchise?

We are experts in the field of payday loans. We have extensive experience with site selection and opening locations in various provinces across Canada. Our in-depth knowledge of individual markets means we will be selecting proven areas likely to produce results.

Over 25 years of industry experience

We are experts in the field of payday loans.

Full marketing support

Highly effective digital, print and seasonal marketing efforts.

More than just a payday loan company

We offer several other financial related services.

Exemplary brand trust

PAY2DAY is one of the most trusted payday loan companies in Ontario

© 2009-2023 PAY2DAY Inc. All rights reserved. Home

$300 cash advance for free is a limited-time special offer available to new in store customers and select customers who have not taken a loan for at least 180 days. At participating locations. Not available for online registrations. Subject to change at any time without notice. Cannot be combined with any other offer. Conditions apply. See in store for details. Loans are subject to net pay and other qualification requirements. This offer is available to Ontario & British Columbia residents only. Under this offer, for a $300 payday loan for 14 days, the cost of borrowing is $0 for each $100 advanced with a total payback amount of $300. The cost of borrowing for all amounts in excess of $300, plus all subsequent loan amounts, is $15 for each $100 advanced.

Ontario Residents: The cost of borrowing at PAY2DAY in Ontario is $15 per each hundred advanced. On a $500 payday loan for 14 days, the cost of borrowing is $75 with a total payback amount of $575 and an APR of 391.07%. The maximum allowable cost of borrowing under payday loan agreements in Ontario is $15 per each $100 advanced. All loan amounts are subject to net pay and other qualification requirements. Rates are subject to change at any time without notice. For a $1500 payday loan for 14 days, the cost of borrowing is $15.00 for each $100.00 advanced with a total payback amount of $1725.00.

British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. BC Licence #77089.

Nova Scotia Residents: The cost of borrowing at PAY2DAY in Nova Scotia is $17 per each $100 advanced. On a $100 payday loan for 14 days, the cost of borrowing is $17 with a total payback amount of $117 and an APR of 443.21%. Payday loans are high-cost loans.

Home Equity Loans: *Not available outside of Ontario. PAY2DAY is operating as a broker only. Home equity loans approved & funded by LendHub. Visit lend-hub.ca for more information. License #12963.

PAY2DAY Inc. encourages responsible borrowing. Payments made after the due date may result in a returned item fee and returned item interest at 30% per annum. If your account becomes severely delinquent, it may be turned over to our internal Legal Department or external 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and cannot be extended, refinanced or rolled over.

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