Payday loans Kitchener
Looking for a cash advance in Kitchener? You've come to the right place!
Kitchener/Waterloo
Highland Road Plaza
324 Highland Road W Unit 1A
Kitchener, Ontario N2M 5G2
Phone: 519.578.9696
Email: store15@pay2day.ca
Hours of operation
In-Store:
Monday to Wednesday: 9am to 9pm
Thursday & Friday: 7am to 10pm
Saturday: 9am to 9pm
Sunday: 10am to 6pm
By Phone or Email:
24 hours a day, 7 days a week.

Why Choose PAY2DAY?
With over 20,000 online 5-star reviews, PAY2DAY is the most trusted short-term loans provider in Canada! You can visit one of over 35 locations or apply online 24/7 to borrow anytime, anywhere!
- Fully licensed payday loans provider
- Over 35 locations in Canada
- Borrow up to $1500 cash instantly!
- Apply online, in-store or download our APP
- 1-hour E-transfers
- 24/7 instant payday loans in Canada
- No hidden fees or credit checks
- Bad credit or no credit accepted
- Paperless transactions
- Borrow anytime, anywhere!
Apply for a Payday Loan Online
To apply for a loan at PAY2DAY, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via E-transfer – usually within 1 hour!
Download our Mobile App!
Enjoy 24/7 access to your account by using our convenient mobile App.

Borrow Anytime, Anywhere!
With PAY2DAY’s mobile App, you can easily access your account no matter where you are or what you're doing. New customers can easily register for an account, while returning customers can re-borrow, view balances or make payments 24 hours a day, 7 days a week.
- 24/7 access to your account
- Check your balance, pay back your loan & update your profile
- 1-hour E-transfers
- Apply online anytime, anywhere!
- Completely paperless
- If you've got your phone, you can get a loan!

Kitchener Payday Loans FAQs
Getting a payday loan in Kitchener is easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between loan on time.pay periods.
How do I apply for a payday loan in the Kitchener/Waterloo area?
It's easy to apply for payday loan with PAY2DAY! You can visit our convenient location in Kitchener or apply online 24/7.
What do I need in order to apply for a payday loan in Kitchener?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much money can I borrow with a payday loan?
You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
Do you only have locations in Kitchener or can I go to another city to apply for a payday loan?
You can visit one of over 30 locations in Ontario and British Columbia or apply online 24 hours a day, 7 days a week. Getting a payday loan from PAY2DAY is easy!
Will applying for a payday loan affect my credit rating?
There are absolutely no credit checks done when applying for a payday loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.





