Online Loans Canada
Borrow up to $1500 CASH. Apply online 24/7. 1-hour eTransfers

Apply for an Online Payday Loan 24/7
Looking for an online loan in Canada? You've come to the right place! You can borrow up to $1500 by filling out our easy-to-use payday loan application. We are open 24 hours a day, 7 days a week! The process is 100% secure and only takes a few minutes to complete.
Once approved, you will receive your funds via eTransfer, usually within 1-2 hours! There are no credit checks or hidden fees and applying for a instant payday loan online will not negatively impact your credit score in any way.
Prefer to get your payday loan in-person? Not a problem! At PAY2DAY, you can choose to apply for a cash loan online or visit one of our over 30 locations! It's completely up to you! We service all of Ontario and British Columbia including major centres like Toronto, Brampton, Mississauga, Hamilton, London, Vancouver, Victoria and Surrey.
Whatever you need the money for, we provide cash loans at competitive rates with no hidden fees or charges. It's quick, easy and hassle-free. It's money when you need it most!
What are you waiting for, apply for an online loan in Canada today!

Borrow Anytime, Anywhere!
To apply for an online loan in Canada, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via eTransfer. Usually within 1-2 hours!

Why choose PAY2DAY?
Looking for an online loan in Canada? You've come to the right place! We service all of Ontario & British Columbia. Visit one of our over 30 locations or apply online 24 hours a day, 7 days a week.
- Fully licensed
- Over 30 locations across Ontario and BC
- New in-store customers get a $300 cash advance FREE!
- Borrow up to $1500 cash on the spot!
- Apply online, in-store or download our APP
- 1-hour eTransfers
- 24/7 approvals and funding
- No hidden fees, charges or credit checks
- Flexible repayment options
- Paperless transactions
- Borrow anytime, anywhere!
Online Loans Canada FAQs
Getting an online loan in Canada at PAY2DAY is easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
How do I apply for an online loan in Canada?
It's easy to apply for an online loan with PAY2DAY! Just complete our simple online application and FastTrack your cash! We are open 24 hours a day, 7 days a week. Borrow anytime, anywhere!
What do I need in order to apply for an online loan in Canada?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much can I get from an online loan in Canada?
You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable cash advance is up to 50% of your net pay.
Will a cash loan affect my credit rating?
There are absolutely no credit checks done when applying for an online loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.