Payday Loans Canada

24/7 Payday loans in Canada

Borrow up to $1500 CASH. Apply online 24/7 or in store. Same day E-transfer.

Same day E-transfer payday loans in Canada

Looking for a short-term, personal or payday loan in Canada? You've come to the right place! You can borrow up to $1500 instantly by filling out our easy-to-use online application. We are open 24 hours a day, 7 days a week! The process is 100% secure and only takes a few minutes to complete.

Once approved, you will receive your funds electronically via Interac e-transfer on the same day you applied for your loan, usually within 1-2 hours! There are no credit checks or hidden fees and applying for a loan online will not negatively impact your credit score in any way.

Prefer to get your advance in-person? Not a problem! At PAY2DAY, you can choose to apply for a payday loan online or visit one of our over 30 locations! It's completely up to you! We service all of Ontario and BC including major centres like Toronto, Ottawa, Brampton, Mississauga, Hamilton, Vancouver, Surrey and Halifax!

Whatever you need the money for, we provide payday loans in Canada at competitive rates with no hidden fees or charges. It's quick, easy and hassle-free. It's money when you need it most!

What are you waiting for, apply today!

Borrow Anytime, Anywhere!

To apply for a short-term, personal loan from PAY2DAY, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via eTransfer. Usually within 1-2 hours!


We Service all of Ontario, BC & Nova Scotia

Can't make it a store? Not a problem. Our online loans department is open 24 hours a day, 7 days a week.

Canada | Ontario | BC | Nova Scotia | Toronto | Scarborough | Mississauga | Brampton | Hamilton | Ottawa | Kitchener | London | Guelph | Oshawa | Vancouver | Surrey | Victoria | Kelowna | Halifax | Truro | Dartmouth

Why choose PAY2DAY?

We service all of Ontario & British Columbia. Visit one of our over 30 locations or apply online 24 hours a day, 7 days a week.

Payday Loans FAQs

Getting a payday loan at PAY2DAY is quick and easy!

What is a payday loan?

A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.

How do I apply for an online payday loan in Canada?

It's easy to apply for an online payday loan with PAY2DAY! Just complete our simple online application and FastTrack your cash! We are open 24 hours a day, 7 days a week. Borrow anytime, anywhere!

What do I need in order to apply?

  • 18 years of age or older
  • Bank account
  • Access to online banking
  • Employment income

How much can I get from a payday loan?

You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.

Will getting a short-term loan from PAY2DAY affect my credit rating?

There are absolutely no credit checks done when applying for a payday loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.

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