Online Payday Loans Ontario
Apply online 24/7. 1 hour E-transfer. Borrow up to $1500!
24/7 Approvals
A customer service representative will contact you with your approval status. 24/7 approvals & funding
Borrow Up To $1500!
Receive your funds via E-Transfer within 1-2 hours. No credit check or hidden fees
Apply for an Online Payday Loan in Ontario
Looking for an online payday loan in Ontario? You've come to the right place! You can borrow up to $1500 instantly by filling out our easy-to-use online payday loan application. We are open 24 hours a day, 7 days a week! The application process is 100% secure and only takes a few minutes to complete.
Once approved, you will receive your funds via e-transfer, usually within 1-2 hours! There are no credit checks or hidden fees and applying for a payday loan online will not negatively impact your credit score in any way.
Prefer to get your payday loan in-person? Not a problem! At PAY2DAY, you can choose to apply for a payday loan online or visit one of our over 30 locations! It's completely up to you! We service all of Ontario including major centres like Toronto, Ottawa, Brampton, Mississauga, Hamilton, London and Barrie.
Whatever you need the money for, we provide payday loans in Ontario at competitive rates with no hidden fees or charges. It's quick, easy and hassle-free. It's money when you need it most!
What are you waiting for, apply for a payday loan today!
Borrow Anytime, Anywhere!
To apply online for a payday loan in Ontario, complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via e-transfer. Usually within 1-2 hours!
Why Choose PAY2DAY?
With over 20,000 online 5-star reviews, PAY2DAY is the most trusted payday loans & cash advance provider in Canada! You can visit one of over 30 locations in Ontario & BC or apply online 24/7 to borrow anytime, anywhere!
- Fully licensed payday loans provider
- 100% compliant with the payday loans act 2008
- Over 30 locations in Canada
- New in-store customers get a $300 cash advance FREE!
- Borrow up to $1500 cash instantly!
- Apply online, in-store or download our APP
- 1-hour E-transfers
- 24/7 instant online loans in Ontario
- No credit check payday loans
- Bad credit or no credit history accepted
- Paperless transactions
- Funds deposited directly in your bank account
- Borrow anytime, anywhere!
Loans & Financial Services
If you live in Ontario and are looking for a personal loan or cash advance service – we can help! PAY2DAY has been a trusted provider of quality short-term loans & financial services to Canadians since 2005. We understand the need for an occasional payday loan and do our best to make it as easy as possible to get. The process is quick & hassle-free with no hidden fees or credit checks. We never ask you why you need the money and when it comes to paying it back, we offer flexible repayment options with competitive interest rates. We have over 30 locations with convenient business hours and service the provinces of Ontario, British Columbia (BC) and Nova Scotia.
Prefer to borrow from the comfort of your own home? Not a problem! You can borrow up to $1500 instantly by filling out our easy-to-use online application. We are available 24 hours a day, 7 days a week! The process is 100% secure and only takes a few minutes to complete. Once approved, you will receive your funds electronically via e-transfer directly into your bank account on the same day you applied for your loan; usually within 1-2 hours! What are you waiting for? Apply today!
Here are some of the other loan services we offer across Canada:
We Service all of Ontario, BC & Nova Scotia
Need a cash advance today but can't make it a store? Not a problem. Our online loans department is open 24 hours a day, 7 days a week.
Canada | Ontario | BC | Nova Scotia | Toronto | Scarborough | Mississauga | Brampton | Hamilton | Ottawa | Kitchener | London | Guelph | Oshawa | Vancouver | Surrey | Victoria | Kelowna | Halifax | Truro | Dartmouth
Download our Mobile App!
Enjoy 24/7 access to your account by using our convenient mobile App.
Borrow Anytime, Anywhere!
With PAY2DAY’s mobile App, you can easily access your account no matter where you are or what you're doing. New customers can easily register for an account, while returning customers can re-borrow, view balances or make payments 24 hours a day, 7 days a week.
- 24/7 access to your account
- Check your balance, pay back your loan & update your profile
- 1-hour E-transfers
- Apply online anytime, anywhere!
- Completely paperless
- If you've got your phone, you can get a loan!
Payday Loans Ontario FAQs
Getting a payday loan in Ontario is quick and easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
How do I apply for an online payday loan in Ontario?
It's easy to apply for an online payday loan with PAY2DAY! Just complete our simple online application and FastTrack your cash! We are open 24 hours a day, 7 days a week. Borrow anytime, anywhere!
What do I need in order to apply for an payday loan in Ontario?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much can I get from a payday loan?
You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
Will getting a payday loan in Ontario affect my credit rating?
There are absolutely no credit checks done when applying for a payday loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.