Why choose PAY2DAY?
If you live in the Toronto area and are looking for a payday loan then PAY2DAY is the place for you! You can visit our convenient Toronto location in the heart of the downtown core, or apply online 24 hours a day, 7 days a week.
Toronto Payday Loans FAQs
Getting a payday loan in Toronto is easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between loan on time.pay periods.
How do I apply for a payday loan in Toronto?
It's easy to apply for payday loan with PAY2DAY! You can visit one of 5 convenient locations in the Toronto area or apply online 24/7.
- 622 Yonge Street, main floor, Toronto
- 1544 Jane Street, Toronto (North York)
- 1077 Wilson Ave #6, Toronto (North York)
- 1153 Ellesmere Rd., Toronto (Scarborough)
- 2555 Victoria Park Ave #5, Toronto (Scarborough)
If I live outside outside of the Toronto area, can I still apply for a payday loan?
You can visit any on of our over 30 locations in Ontario & BC or apply online. Our online loans department is open 24/7 and always happy to help you with the application process.
What do I need in order to apply for a payday loan in Toronto?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much money can I borrow with a payday loan?
You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
Do you only have locations in Toronto or can I go to another city to apply for a payday loan?
Will applying for a payday loan in Toronto affect my credit rating?
There are absolutely no credit checks done when applying for an payday loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.