Online Payday Loans
24/7 approvals & funding. 1-hour E-transfers. Borrow up to $1500.
A customer service representative will contact you with your approval status. 24/7 approvals & funding
Borrow Up To $1500!
Receive your funds via E-transfer within 1 hour of approval. No credit check or hidden fees.
Borrow Anytime, Anywhere!
To apply for a payday loan online, just complete our simple FastTrack Your Cash online application form. Approvals are fast, easy and available 24 hours a day, 7 days a week. Once approved, you will receive your funds directly in your bank account via eTransfer. Usually within 1-2 hours!
Why choose PAY2DAY?
Looking for an online payday loan in Canada? You've come to the right place! Visit one of our over 30 locations in major cities like Toronto and Vancouver, or apply online 24 hours a day, 7 days a week.
- Fully licensed payday lender
- Over 30 locations across Ontario and BC
- New in-store customers get a $300 cash advance FREE!
- Borrow up to $1500 cash on the spot!
- Apply online, in-store or download our APP
- 1-hour E-transfers
- 24/7 approvals and funding
- No hidden fees, charges or credit checks
- Flexible repayment options
- Paperless transactions
- Borrow anytime, anywhere!
Online Payday Loans FAQs
Getting an online payday loan at PAY2DAY is quick and easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
How do I apply for an online payday loan?
It's easy to apply for an online payday loan with PAY2DAY! Just complete our simple online application and FastTrack your cash! We are open 24 hours a day, 7 days a week. Borrow anytime, anywhere!
What do I need in order to apply for an online payday loan?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much can I get from an online payday loan?
You are eligible to borrow up to $1500, even with bad credit! Once approved, the maximum allowable advance is up to 50% of your net pay.
Do you offer in-person payday loans or do I have to apply online?
You can apply for a payday loan in person by visiting one of 30 locations in Ontario or British Columbia.
Will applying for an online payday loan affect my credit rating?
There are absolutely no credit checks done when applying for an instant payday loan with PAY2DAY and your credit score will not be impacted as long as you repay your loan on time.