Online Payday Loans in Ontario
Borrow up to $1500! No credit checks. E-transfer within 1-2 hours of approval.
24/7 Approvals
E-transfer within 1-2 hours of approval
Borrow Up To $1500!
No credit checks
Looking for an online loan in Ontario?
Getting a loan from PAY2DAY is easy! You can borrow up to $1500 by filling out our easy-to-use online loan application. We are open 24 hours a day, 7 days a week and are always available to help! The process is 100% secure and only takes a few minutes to complete.
Once approved, you will receive your funds via e-transfer, usually within 1-2 hours! PAY2DAY is fully licensed in the province of Ontario and is compliant with all government regulations. There are absolutely no credit checks! Your credit score will not be impacted as long as you repay your loan on time.
We service all of Ontario including major centres like Toronto, Ottawa, Brampton, Mississauga, Hamilton, London and Barrie.
If you prefer to receive your loan at a physical location, PAY2DAY has over 35 convenient locations in Canada, including many in Ontario.
Click here for information regarding our rates.
Why wait to get paid? Get PAY2DAY.
Why Choose PAY2DAY?
With over 20,000 online 5-star reviews, PAY2DAY is the most trusted short-term loans provider in Canada! Need a cash advance today? You can visit one of over 35 locations in Canada or apply online 24/7 to borrow anytime, anywhere!
- Fully licensed payday loans provider
- Clear & upfront fees
- Over 35 locations in Canada
- Borrow up to $1500!
- Apply online, in-store or download our APP
- E-transfer funding typically within 1–2 hours of approval
- 24/7 approvals & funding
- No credit checks or hidden fees
- Bad credit or no credit accepted
- Paperless transactions
Clear & Upfront Fees
The cost of borrowing at PAY2DAY in Ontario is $14 per each $100 advanced. On a $500 payday loan for 14 days, the cost of borrowing is $70 with a total payback amount of $570 and an APR of 365%. The maximum allowable cost of borrowing under payday loan agreements in Ontario is $14 per each $100 advanced. For a $1500 payday loan for 14 days, the cost of borrowing is $14 for each $100 advanced with a total payback amount of $1710.
Download our Mobile App!
Enjoy 24/7 access to your account by using our convenient mobile App.
Borrow Anytime, Anywhere!
With PAY2DAY’s mobile App, you can easily access your account no matter where you are or what you're doing. New customers can easily register for an account, while returning customers can re-borrow, view balances or make payments 24 hours a day, 7 days a week.
- 24/7 access to your account
- Check your balance, pay back your loan & update your profile
- E-transfer funding typically within 1–2 hours of approval
- Apply online anytime, anywhere!
- Completely paperless
- Instant payday loans in Canada!
Online Payday Loan FAQs for Ontario
Getting an online payday loan at PAY2DAY is quick and easy!
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
How do I apply online?
It's easy! Just complete our simple online application and FastTrack your cash! We are open 24 hours a day, 7 days a week. Borrow anytime, anywhere!
What are the requirements to apply for a payday loan?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
How much can I borrow?
Once approved, PAY2DAY allows you to borrow up to 50% of your net pay, up to a maximum loan amount of $1,500.
Do you offer in-person loans or do I have to apply online?
You can apply for a payday loan in person by visiting one of over 35 locations in Canada.
Will my credit rating be affected?
There are absolutely no credit checks! Your credit score will not be impacted as long as you repay your loan on time.