1What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheque. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
2How much interest do you charge for a payday loan?
Our cost to borrow is $15 for every $100 advanced. That works out to $45 on a $300 advance (average Canadian advance based on a one pay period advance). For more information please see payday loans.
3Do I have to visit a branch in person to get my payday loan?
No. You can choose to receive your loan directly into your bank account or to pick it up at one of our convenient locations. Whatever works best for you. All you have to do is fill out our FastTrack Your Cash online form and select how you wish to receive your funds.
4What do I need in order to apply for a payday loan?
- 18 years of age or older
- Bank account
- Access to online banking
- Employment income
5I'm retired. Do I still qualify for a payday loan?
Absolutely! You can visit one of our convenient location or choose to apply online. And of course, you can always talk to a customer service representative 24/7 if you have any questions by contacting us.
1What types of cheques do you cash?
We cash almost any kind of cheque including:
- Traveler’s cheques
- Money orders
- Court settlements
2What do I need to bring with me to cash a cheque?
- Valid cheque payable to you or your business
- Business registration papers (for cheques made payable to your company only)
- SIN card required (for cheques made payable to your company only)