Mortgages & Credit Repair
Trusted financial services brought to you by PAY2DAY & Spark Financial.

Mortgage Services
We are an out-of-the-box team committed to helping our clients obtain real estate financing tailored to their personal needs & goals. We do right by those around us and those we can serve.
We are always looking for ways to stay ahead of the curve in terms of technology and customer service. Our services include:
- Purchasing a Home
- Debt Consolidation
- Credit Repair
- Home Equity Loans
Have Questions? No matter what the money is for, we are here to guide you through a simple and hassle free approval.
Rates may differ for smaller mortgage amounts. Interest rates effectives as of date of revival of this information. Rates are subject to change without notice. Interest is calculated semi-annually, not in advance. For the purpose of this illustration, the interest rate and annual percentage rate (APR) are the same assuming no cost of borrowing charges other than interest applies. Mortgage products are offered by Spark Mortgages Canada Inc. (Broker LIC 13750) and are subject to its standard lending criteria. This is the list price supplied by the builder or real estate professional shown above. Sample calculations are based on the assumption that the property is purchased for the full list price and will differ depending on actual purchase price. Actual costs may differ. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Spark Mortgages Canada Inc. (Broker LIC 13750). Borrowers must have a down payment of 5% of the purchase price for homes <$500,000; an additional 10% for the portion of the purchase price >$500,000 and 20% for homes with a purchase price of $1,500,000 or greater. For example, if the list price is $750,000, the first $500,000 require a 5% down payment, the remaining $250,000 requires a $10% down payment.

