Everyone tells you to live it up when you’re young, but as a Generation Y millennial, you’re still wondering when you can afford to do that. Many of you are struggling with student loan debt, making too little money, and delaying marriage (and kids) until your financial health improves.

Generation Y millennials are sandwiched between Generation X (the carefree MTV generation) and Generation Z (the digital native generation).

Of the three generations, yours is the one juggling college debt while navigating an increasingly competitive marketplace. The general consensus is that millennials are entitled and lazy; you know otherwise. You understand the importance of managing your personal finances well.

Despite your best intentions, however, life sometimes gets in the way.

Here are 4 personal finance blogs geared towards millennials; they’re chock full of ideas and written by people who understand what it’s like to be a Generation Y consumer.

Broke Millennial

This website is hosted by Erin Lowry, a personal finance expert who teaches millennials the art of financial solvency. Erin’s free blog contains articles that answer millennial-focused questions on money, debt, and credit.

She is also the author of the book Broke Millennial: Stop Scraping By and Get Your Financial Life Together. The book details how the average millennial can stop living from paycheque to paycheque, and it contains key information about credit card debt, investing, and budgeting. Check out Erin’s blog to regain your confidence about money again.

Budgets Are Sexy

This website is the brainchild of a millennial who goes by the pseudonym of J. Money. According to his website, he’s grown his net worth from $50,000 to $500,000 and is currently one of the top-ranked personal finance and wealth social influencers.

Money has been featured in Forbes, Entrepreneur, and the New York Times. His blog posts discuss everything from credit card penalties to STDs (sexually-transmitted debt). Take a chance and participate in his forum. You won’t regret visiting his website, which he terms “a personal finance blog that won’t put you to sleep.”

Millennial Money Man

This blog tells the story of an inspirational millennial, a Houston teacher who paid off more than $40,000 in student loans in less than two years (all on a teacher’s salary). His blog is the epitome of Generation Y wisdom because he’s been where many of you are. Head over to his blog to learn why most people never pay off their debt and how you can live debt-free in a consumerist culture. Your pocket-book will thank you.

Blonde On A Budget

This blog was started by an enterprising millennial named Cait Flanders. Cait paid off almost $30,000 in debt within two years and has chosen to embrace minimalism, the art of living with less and being happy with it.

On her blog, Cait details her personal journey from broke millennial to savvy, financially literate consumer. Her blog posts are informative, fun, and honest. Most of all, she understands the challenges millennials face in the 21st century.

Personal finance as a whole as a big deal – one that’s a marathon more than a sprint. But if you find yourself in a temporary financial jam and need a small, manageable loan, contact us. 

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